First InsuranceFirst Insurance

Pricing

Your fleet's protected. Your wallet stays intact. We've cut through the fluff and built three straightforward plans so you can pick what actually matches your operation. No surprises. No buried fees. Just honest coverage from people who get the commercial auto game.

Essential

$245/mo

Liability coverage for smaller operations. Single or dual vehicle protection with basic accident support included.

  • ✓ Liability protection up to $1M
  • ✓ 24/7 claims hotline
  • ✓ Annual policy review
  • ✓ Basic accident support
  • ✓ Mobile app for easy access
  • ✓ Deductible options from $500-$2,500
Start Here
Most Popular

Professional

$487/mo

Most popular. Comprehensive coverage for growing fleets. Collision, comprehensive, and uninsured motorist protection bundled together.

  • ✓ Full liability + collision + comprehensive
  • ✓ Uninsured motorist coverage included
  • ✓ Priority claims handling
  • ✓ Annual safety discount review
  • ✓ Fleet management portal
  • ✓ Roadside assistance (towing, lockouts)
  • ✓ Up to 5 vehicles covered
Get Quote Now

Elite

Custom

Large fleets and specialty vehicles. Customized protection with dedicated account management and loss prevention.

  • ✓ Unlimited vehicle coverage
  • ✓ Specialized vehicle types (hazmat, high-value)
  • ✓ Dedicated account manager
  • ✓ Loss prevention consulting
  • ✓ Custom deductible structures
  • ✓ Equipment coverage options
  • ✓ Commercial umbrella liability available
Contact Specialist

Pricing FAQ

What's actually included in liability coverage?

Bodily injury and property damage you cause to others. It covers medical bills, repairs, and legal costs if you're at fault. Our limits go up to $1M for Essential plans. Professional and Elite customers can go higher. That's the legal minimum stuff, basically.

Do you offer discounts for safety records?

Absolutely. Clean driving records save you real money. We review annually and adjust premiums based on your actual claims history. Multiple vehicles? Better discounts. Safety training completed? We notice. It's one way we reward operators who keep their acts together.

What happens if I need to add a vehicle mid-year?

Call us. Seriously, just call +385 44 931 2684. We'll add it the same day usually. No waiting 30 days for paperwork nonsense. Your premium adjusts proportionally for the remaining months. It's a 15-minute conversation, not a headache.

Can I mix and match coverage types?

Yes. Professional and Elite plans are flexible. Want collision on trucks but just liability on older support vehicles? Done. Build what makes sense for your fleet mix. That's why some people end up paying less than they expected.

Need a Custom Solution?

Contact us to discuss your specific requirements and get a personalized quote.

Contact Sales